Every Target Red Card provides customers with 5% savings on purchases made in-store and online, along with free two-day shipping on most items. Cardholders also enjoy an extended return period, which allows an additional 30 days to return eligible items at Target stores and Target.com. However, the RedCard’s extended return benefit does not apply to the following:
Target Optical purchases
Non-returnable items
Contract mobile phones
Online purchases made with the Supplemental Nutrition Assistance Program (SNAP)
Products purchased using Electronic Benefits Transfer (EBT), or a combination of EBT and RedCard for payment
To access your Target Red Card account, follow the steps below:
For your protection, Target Red Card accounts may be locked after several failed login attempts. This is a security measure to keep your Target Card information safe.
Occasionally, Target may also require you to change your Red Card password due to system or site updates designed to improve security.
If you’ve forgotten your Target Red Card password, don’t worry — click here for step-by-step instructions to recover your Target Red Card account password.
You can pay your Target Credit Card bill in several convenient ways. Whether you prefer to pay online, by phone, by mail, or in person, Target Card payment options are flexible to meet your needs.
Ways to Pay Your Target Credit Card:
Online Payment:
Log in to your Target Credit Card account online.
Click “Pay Now.”
Choose the payment amount, payment date, and the account the payment will come from.
Submit your Target Credit Card payment securely.
Mobile App:
Use the TD Bank mobile app to manage and pay your Target Card bill on the go.
By Phone:
Call the Target Credit Card customer service number to make a payment over the phone.
By Mail:
Send your Target Credit Card payment by post to the address listed on your billing statement.
In-Store or Bank Branch:
Visit a TD Bank branch if you prefer to pay your Target Credit Card bill in person.
Will my benefits be the same as those offered with the Target Circle Card?
Yes! If you enjoy getting 5% off on every Target purchase, rest assured — those savings are here to stay. Target plans to continue offering RedCard perks, which means you’ll still receive free 2-day shipping and an extended 30-day return period.
To access your Target Credit Card account online, you first need to register. Visit the enrollment page and enter your Credit Card number. Click on “Begin Enrollment” and provide your name, card expiration date, the last four digits of your Social Security number, and the 3-digit security code from the back of your Target Credit Card. Then click “Next” to continue.
Create your Target Card username and password. Your password must be 8–20 characters long and include at least two of the following: uppercase letters, lowercase letters, numbers, or special characters.
Once you’ve set up your credentials, return to the Target Credit Card login page. Enter your username and password and click “Sign In.” After logging in, you’ll be able to manage your Target Credit Card account easily. This includes paying your Credit Card bill, reviewing your monthly Credit Card statement, tracking purchases, and updating account details such as automatic payments or password settings.
If you ever forget your login credentials, simply click “Forgot Username or Password?” on the Target Credit Card login page and follow the prompts to recover your information.
The Target Red Card Mastercard credit card can be used anywhere Mastercard is accepted, giving you the flexibility to shop beyond Target. If you have a Target Red Card credit card or a Target Red debit card, both can be used directly at Target stores and on Target.com for convenient shopping and savings.
This Agreement outlines the terms and conditions governing your Target Credit Card account (“Account”). By signing the application form, request form, electronic signature, sales slip, or any related document, you agree to be bound by this Agreement.
The issuer of the Target Credit Card is TD Bank USA, N.A., a national bank headquartered in Delaware, along with its successors and assigns. Throughout this Agreement, the terms “we,” “us,” “our,” and “TD Bank” refer to TD Bank USA, N.A. The terms “you” and “your” refer to the person responsible for all obligations on the Account.
“Card” means your Target Credit Card.
“Target” refers to Target Corporation and its affiliates.
“PIN” refers to the personal identification number linked to your Card. This includes any other personal identifiers, such as passwords or mobile wallet PINs, used to access or complete transactions with your Target Credit Card.
You acknowledge that TD Bank USA, N.A. is the official issuer of your Card, while Target may assist in account servicing and payment collection on behalf of TD Bank.
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