Sign in to your Target Circle Card account (previously known as RedCard) to handle all your card-related activities in one place. Once logged in, you can review recent purchases, manage authorized cardholders, update or reset your PIN, enable account notifications, and access additional features.
To protect your account, Target may temporarily restrict access after multiple unsuccessful sign-in attempts. In certain situations, you may also be asked to update your password following security or system enhancements. If you can’t remember your password, use the password recovery option to regain access to your account securely.
There are several convenient ways to make a payment on your Target Credit Card. You can pay online, by phone, using the TD Bank mobile app, through the mail, or by visiting a TD Bank branch. To pay online, sign in to your Target Credit Card account and click on “Pay Now.” Select how much you want to pay, choose your preferred payment date, and specify the bank account you want the funds withdrawn from.
Yes, your card benefits will stay the same. Cardholders will continue to receive the popular 5% savings on Target purchases, along with additional perks such as free two-day shipping and an extended 30-day return period. Target has confirmed that RedCard benefits remain unchanged for customers.
To view and manage your account details, you must sign in to your Target Credit Card online account. If you are a new user, you’ll need to complete the enrollment process first.
Visit the Target Credit Card enrollment page and enter your credit card number. Click “Begin Enrollment,” then provide the required information, including your full name, card expiration date, the last four digits of your Social Security number, and the 3-digit security code from the back of your card. Select “Next” to proceed.
After verification, create a username and password for your account. Your password must be 8–20 characters long and include at least two of the following: uppercase letters, lowercase letters, numbers, or special characters.
Once your account is set up, go to the Target Credit Card login page, enter your username and password, and click “Sign In.” After logging in, you can manage your account online, including making payments, viewing billing statements, monitoring transactions, and updating account preferences such as automatic payments and login credentials.
If you can’t remember your login details, click “Forgot Username or Password?” on the Target Credit Card login page and follow the on-screen steps to recover or reset your information securely.
You can view your Target Credit Card balance by signing in to your online account. To access your balance and other account details, make sure you have completed the online banking registration process beforehand.
Creating an online account allows you to manage your card more efficiently. Along with checking your current balance, you can add authorized users, customize account alerts, switch to electronic statements, and schedule or control payments for your Target Credit Card activity—all from one convenient dashboard.
Once logged into your Target RedCard account, you can enjoy everyday savings and exclusive benefits. All Target RedCards provide 5% off qualifying purchases, whether you shop online or in-store. Cardholders also receive free two-day shipping on most orders, along with an extended return period that adds an extra 30 days for eligible returns made at Target locations or on Target.com.
Items Not Covered by the Extended Return Policy
The extended return benefit does not apply to certain purchases, including:
Products purchased from Target Optical
Merchandise that is non-returnable
Contract-based mobile phones
Online purchases made using SNAP benefits
Transactions paid with EBT, either alone or combined with a RedCard
The Target RedCard Mastercard Credit Card can be used anywhere that Mastercard (and Visa, where applicable) is accepted. In contrast, the Target RedCard Credit Card and Target RedCard Debit Card are designed for use exclusively at Target stores and on Target.com.
This Agreement outlines the terms and conditions governing your Target Credit Card account (“Account”). By submitting an application or request for this Account—whether through a written, electronic, or digital signature—or by signing any receipt, form, or document connected to the Account, you agree to comply with the terms of this Agreement. Any card issuer details provided with your Target Credit Card are also considered part of this Agreement.
Throughout this Agreement, the terms “we,” “us,” “our,” and “TD Bank” refer to TD Bank USA, N.A., a nationally chartered bank based in Delaware, along with its successors and permitted assigns. TD Bank USA, N.A. is the official issuer of the Target Credit Card. The terms “you” and “your” apply to any individual responsible for payment obligations on the Account. The term “Card” refers to your Target Credit Card, while “Target” means Target Corporation and its affiliated entities.
The term “PIN” refers to the personal identification number linked to your Card, as well as any other security codes or passwords used to authorize transactions, including those required to access mobile wallets that store your Card information.
By accepting this Agreement, you acknowledge that TD Bank USA, N.A. issues the Card, and that Target is authorized to manage account servicing and payment collection on behalf of TD Bank.